12-17-2025, 03:15 PM
Having a negative bank balance usually means your account went below zero due to overdrafts, automatic payments, or bank fees. The first step is to deposit money as soon as possible to avoid extra charges. Next, review your recent transactions to understand what caused the balance to go negative. Contact your bank and ask if any overdraft fees can be reduced or reversed, especially if this is your first time. To prevent future issues, set up low-balance alerts, track recurring payments, and keep a small buffer in your account. Managing spending carefully helps avoid repeated negative balances.